Just a tidbit this week that may prove very helpful...

When you get a loan, did you know that you can "choose" your interest rate.... many folks did not...

Sometimes you pay "points" (a fancy name for 1% of the loan amount) in order to get a lower rate.

Also available is the option to get a "rebate" with a slightly higher rate... now why would you want a higher rate??? Well what if you could pay a small amount more each month and get a much needed chunk of change to help with your closing costs.

As homebuyers consider how to make their offers even more appealing to sellers, consider this... If you could get help from your lender with closing costs... you may not need to ask the seller for as much... and that will make your offer much more attractive...in today's competitive market.


And now for something coming up...

Gonna try and have a video for you next week explaing why interest rates may be on the way up and when... while no one has the crystal ball (mine's in the shop) on the economy... I have always believed that knowledge is power and the more we know, the better off we are when it comes to making important decisions like buying or selling a home...

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